Are Your Credit Cards Safe When Paying for Porn?

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Yes. I won’t make you sit through a long introduction for the answer. But, I’ll use the rest of this article to explain why your payment information is safe on reputable porn sites.

Fraud happens, and so do leaks. This isn’t a guarantee that your credit card will be safe in the hands of paysites. But, I’ll use my 5 years in the adult industry to explain why it probably is.

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Why Am I Talking About Credit Card Safety?

Here’s the short backstory.

I signed up to Quora. There aren’t many female adult content creators on that social media. So, the majority of questions and answers are between clients who… don’t know what they’re talking about.

Within a month, my inbox was flooded with one question in particular, but in different formats.

  • “Will an adult content website steal my credit card information?”
  • “How do I avoid hackers on paysites?”
  • “How secure is OnlyFans, LoyalFans, Clips4Sale, etc.?”

And my personal favorite:

  • “Is my phone safe when I visit porn sites?”

Obviously, there’s a layer of paranoia surrounding adult paysites. So, I wanted to address it.

Disclaimer: I’m not a fortune teller. Every website is capable of accidentally leaking data. Mistakes happen.

Remember when Experian leaked the entire country’s data, or when all of these other major non-adult platforms fumbled our sensitive information? It’s a part of being on the internet.

Even safe adult sites aren’t immune to data leaks, but I do believe that they take extra precautions. The scrutiny surrounding porn platforms puts them under a microscope.

They could easily lose the trust of their entire customer base, and that’s what keeps them in check.

How to Differentiate Unsafe vs. Safe Porn Sites

While I reasonably trust all of these adult platforms with my brand, I’m aware of the underlying issue. It is possible to stumble across a sketchy website.

MacAfee has a great article about how to distinguish safe vs. unsafe websites, but I’ll go over the main points here.

These sketchy characteristics should raise your alarm bells:

  • It looks lazily thrown together.
  • There are 1 million ads, especially pop-ups.
  • It asks you to download things that you did not ask or pay for.
  • If you do put in information (such as an email address), your inbox fills with irrelevant spam.
  • Too-good-to-be-true discounts on expensive items

IMPORTANT: When you download a video from a website, the file should be .MP3 or .MOV. Other common video file formats may pop up. However, it should never be a .EXE file.

A .EXE file is meant to make changes to your device. You’ll often see it with app downloads, programs, software, etc. It is not a video file. If you think you’re downloading a video and get a .EXE file instead, do not open it.

Safe websites should have a few key features.

Firstly, an SSL certificate with “https://” is essential.

The alternative “http://” is not secure. If you put your information into a URL with “http://“, it’s easy for third parties to steal anything that you type on that site.

At the very least, the domain name should be spelled correctly.

If you’re surfing PornHub for example, and you notice that the domain name says PronHub, that is not the same website. It is fake. Hackers take advantage of misspelled domain names to steal your information.

Paysites I Trust With My Information

Since I’ve been in the adult industry for 5 years, I have never had an issue with my paysites. In fact, I’ve had more problems with Facebook and Twitter’s shady privacy policies.

The trusted adult sites that I use regularly include:

  • iWantClips
  • Clips4Sale
  • LoyalFans
  • SextPanther*

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LoyalFans

iWantClips

Clips4Sale

SextPanther

Most of my paysites are old. Clips4Sale is 20 years old. SextPanther was founded 9 years ago, and iWantClips is 13 years old.

LoyalFans is the newest at 4 years old. That made me skeptical at first, but other creators convinced me of their legitimacy. I’m glad that they did. It’s my favorite premium subscription platform!

My logic is that their longevity means something. If they survived this long through multiple financial crises, then they know how to encrypt our data.

” I’d say that the porn industry has helped pioneer things like video streaming and online payment services, and they don’t want to do things that hurt their businesses. They’ve invested a lot in keeping sites secure.”

Stephen Cobb in The San Diego Tribune

*Note: SextPanther had issues with a breach in the past. However, they were not hacked. The leaked (model, not client) information was found by penetration testers and not seen by the general public. I talk about it more in my SextPanther review.

Keep in mind…

I’m not just sharing credit card information with these paysites.

They need my full name and driver’s license to prove that I’m of legal age. My social security number, address, and other personal information are required for tax purposes. Some of these NSFW platforms require a photo of a utility bill to prove where we live.

Adult content creators who use trusted paysites are age verified.

That matters. It’s not realistic or safe to give my fans this sensitive information. Safe porn sites do the heavy lifting by verifying every creator.

It’s safer to use a verified adult platform to pay for porn. Unverified creators who use PayPal are just as risky as a sketchy paysite.

Why I Take Safety Seriously as an Adult Content Creator

As an adult content creator, I spend a lot of time vetting new paysites.

I do not compromise when it comes to my safety. My logic is, how can I expect my viewers, fans, and subs to sign up for a website that I don’t trust?

When it comes to safety, that’s essential for us. We hear horror stories about being stalked, harassed, and killed through the grapevine. Even Amouranth was stalked once upon a time.

The stakes are a bit higher than credit card information for us. So, we have to be sure that a website won’t get us in deep trouble.

How to Vet a Paysite

Adult content creators and the people who buy from us can both learn something here.

This is a lot of work for fans, clients, and viewers. I want to explain my process for two reasons.

Firstly, I’d like for you to know that I don’t sign up for any adult site. I take special care to prove the legitimacy of my platforms. I this is too much work for you personally, know that I put in the effort.

Basically, the links I send you are vetted. If I send you something, it’s legitimate to the best of my knowledge.

Secondly, it’s to protect your data. Clicking suspicious links is risky. You have to know what’s safe and what isn’t. If this inspires you to be a bit more careful, I’ve done my due diligence.


Here’s where I start my vetting process:

  • Are they legitimate?
  • Are models that I know using it?
  • How old are they?
  • Who owns them?
  • Are there any sources about them that don’t come from the website itself? (Forbes, feature articles, etc.)
  • Do they have traffic, and what’s their traffic source?
  • What country is the website hosted in? (Find this on WHOIS.)
  • Who is their payment processor?

Since OnlyFans got popular, scam fansites popped up in its midst. Most of them are a quick cash grab, and the risk leans towards the models.

For example, Pocketstars (now known as Fansify) seemed like a legitimate site. However, they stopped paying adult creators and no longer communicate honestly with the community. ExtraLunchMoney pulled a similar trick.

What makes me suspicious of a paysite:

  • It’s under 2 years old.
  • The content of the site focuses on performer sign-ups instead of selling to clients.
  • There is no age verification.
  • They ask adult creators to pay instead of clients.
  • Badmouthing creators on social media. (Yes, this happens.)
  • Little to no social media presence.

Basically, the red flags fly high and bright. A poorly managed website costs creators and members in the long run. It’s better to go with older, trustworthy brands.

Is Your Credit Card Safe on Premium Porn Sites?

To wrap things up, yes. Finding a trustworthy porn site is key. Don’t enter your payment information into new, sketchy paysites.

Avoid diving so deep that you’re on the dark side of the internet, and you’ll be fine. So far, my “green flag” sites are:

  • LoyalFans
  • Streamate
  • Clips4Sale
  • iWantClips
  • Chaturbate
  • ModelHub
  • SkyPrivate
  • SextPanther

Note: This is my experience as a model on these pay-to-play sites. For issues on the client end, I can’t answer those questions.

Quick Tip: It’s possible to look up reviews on Trustpilot or Scam Advisor to see what clients are saying.

Thank you for reading!

Hopefully, this makes you feel a bit safer on my side of the internet. Don’t let sex shame and paranoia stop you from being your kinkiest true self. If you want to pay for porn, you deserve to relax while doing so.

I’ll answer any questions in the comments about common scams, catfishing, or whatever else. To see more of me, click the black buttons.

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About the Author – Goddess Fiestry

Thank you for reading my blog.

Much like writing, Female Domination is my creative outlet. I use kink as a way to express my sexuality. As I spend time building my influence, new subs make their way to me.

So, here’s a more about Goddess Fiestry & my blog:

  • 6 years as an NSFW content creator
  • 200+ FemDom clips created in 2022/2023
  • A strong interest in chastity, cuckold, gooning, humiliation, and other hot kinks
  • Top 6% on LoyalFans frequently
  • Frequently top 500 on SextPanther

I write opinions, guides on what I know, new clip updates, and whatever else catches my fancy. If you’d like free updates, my newsletter is for you.

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